120-Day Return to Work
Retirees can return to work for a TCRS-covered employer for up to 120 days within a 12-month period without losing their retirement benefits. They can also contribute to a 401(k) or 457 plan, but the state will not match their contributions.
Return to Work with 70% Benefit
Retirees can return to work as K-12 teachers, bus drivers, or substitute teachers for a TCRS-covered employer and receive a 70% reduction in their monthly retirement benefit. They will not earn additional TCRS service credit while working.
Re-employment as a Regular Employee
Retirees can be re-employed as a full-time or part-time employee, but they must waive any state retirement benefits during the period of employment. Part-time employees must participate in Social Security and may choose to participate in a retirement plan.
Re-employment with a Non-TCRS Entity
Retirees can be employed with a non-TCRS entity and continue to receive their TCRS retirement benefit.